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| photo credit: www.wonderworkscharleston.com |
“Dashing
through the snow, in a one horse open sleigh…”oh wait we have plenty of time
before the Christmas carols begin. However, if you’re trying to stay on a
budget it’s time to start planning-for everything, gifts, holiday dinners, kids
pageants, etc. Why am I talking about this now? I heard a commercial on the
radio the other day indicating that layaway is back at their store.
In a radio
advertisement the announcer referred to the conscientious shopper as, “The First
Lady of layaway.” My response to that commercial was, “Hey, I may need to take
on that title.” Considering the many things there are to do and buy in
preparation for the Holidays, layaway could serve as an economical way of
planning.When my boys were younger I remember explaining to them about layaway. When I was done explaining, my youngest son asked, “Does this mean we are poor?”
“It’s, just
delayed gratification. You will appreciate your items more when you finally get
them,” I said.
“I will
appreciate them now too.”So much for my explanation.
Now that the boys know you don’t have to be poor to use layaway, they have joined me as I serve my term as First Lady of layaway. My platform is budget, budget, budget. I love the Christmas Holiday Season – church activities, shopping and having family over for dinner. So I have to plan ahead.
In order to
keep my sanity during the Holiday season, I have the kids create a wish list of
things they would like. I let them know that there are no guarantees. If they
hear an outburst of laughter while I am reading their list, it means they have
listed something that is too expensive. The expensive items are the ones that
are slated for layaway.
You can
avoid dashing through the snow for gifts at the last minute by planning ahead. Layaway
can be an advantageous tool in your planning.
If you were
the First Lady of layaway or the President of Penny Pinching, how would you
prepare for the upcoming Holiday season?
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